Archived
Even though S social Security disability is my only source of income,can a judgment be brought against me if I'm sued?
Lynn's answer
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Answered on February 10, 2014
You need to post this in the Virginia forum as well. It is possible and perhaps likely that you would be sued in Virginia where the foreclosed...
Archived
Isn't my title my collateral in a title loan? How can they take me to court for a monetary amount
Lynn's answer
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Answered on February 10, 2014
The loan company has the choice whether to take a money judgment against you or take the vehicle. Your vehicle has probably declined enough in...
Archived
Can a credit card company send a 1099 for a debt already discharged in bankruptcy filed by ex-spouse?
Lynn's answer
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Answered on February 09, 2014
You need to check your credit reports and make sure the account shows as disputed (if it is even reported). You need to consult a professional tax...
Archived
My friend filed a chapter 13 a couple of years ago and it was discharged last May of 2013.
Lynn's answer
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Answered on February 09, 2014
A co-signer is equally responsible with the other person for payment. If the daughter had the mobile home mortgage when your friend started the...
Archived
I received a civil summons. I do owe the money. What happens when I send my answer admitting I know I was wrong in not paying.
Lynn's answer
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Answered on February 08, 2014
You need to talk to a qualified attorney before you admit that you owe what you are being sued for. You may have legal defenses that you are not...
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Archived
What, if anything, can we do to settle or dispute a default judgement?
Lynn's answer
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Answered on February 06, 2014
It will be difficult if not impossible to get the Judgment set aside 3 years later (assuming you were promptly told about the Judgment). The...
Archived
Do I need a Consumer - Harassment lawyer?
Lynn's answer
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Answered on February 06, 2014
Are these automatic dialer (pre-recorded) calls?
I bought a vehicle for an ex girlfriend and she co signed for it. It is in danger of getting repoed and she says she is suing.
Lynn's answer
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Answered on February 04, 2014
I agree with attorney Spale. The best thing for both of you would be for both of you to agree to sell the car as soon as possible and pay off the...
Archived
My lawyer is saying my car loan was reaffirmed, my loan agency is saying it isn't. If I let them take it back will I be charged
Lynn's answer
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Answered on February 03, 2014
If there was a reaffirmation agreement, you could be charged for a deficiency. This would have been filed as part of your bankruptcy case, and your...
Since Payday loans are illegal in the state of NC can a payday loan company do anything if you do not pay them back?
Lynn's answer
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Answered on February 03, 2014
If this was a loan from Western Sky/Cashcall, the NC Attorney general sued them in December 2013. Here is a link to the press...