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I have credit care debt of about 10 K. I am on social security. I have no other income. Should I file chapter 7 or 13.
Lynn's answer
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Answered on June 27, 2014
There are a few important facts that you do not mention. Do you own a home and if so, is it paid for or if you have a mortgage, how much equity you...
Archived
How is my cosigner on my non discharged student loan affected if I file bankruptcy ?
Lynn's answer
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Answered on June 26, 2014
Are the loans public or private? If they are private, your bankruptcy may trigger a default which would very negatively affect your cosigner. Are...
Archived
Collection comp is writing me about a car my deceased mom bought 10 yrs ago & had in bankruptcy until her passing do i owe them
Lynn's answer
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Answered on June 24, 2014
The first thing you need to do is send a letter by certified mail, return receipt requested, disputing the debt. Explain why you feel you are not...
What is the best way to protect my 403b money against federal garnishment? Rollover IRA? Cash pay-out?
Lynn's answer
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Answered on June 24, 2014
This question is impossible to answer on a forum like this. It depends upon what type of loan it was, how long it has been in default, how much...
Archived
Can You help me to remove my credit from her daughter's car?
Lynn's answer
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Answered on June 24, 2014
The only way you can do this is with consent of the lender. Your daughter will need to update her employment information and income. If they won't...
Archived
Who can I get to go against an accountant who made a grave mistake in Greenville N.C. ?
Lynn's answer
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Answered on June 23, 2014
Mr. Ward is correct and gave you excellent advice. You could also consider consulting with a tax attorney. You need to do this as soon as possible....
Archived
D.C. Guilford Complaint filed 6-12-14 against indigent man by hospital for 33K for psych treatment in 2013. Recourse?
Lynn's answer
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Answered on June 22, 2014
Unless he had no idea what he was signing and was mentally incompetent, he may have little defenses. Your friend needs to consult a local attorney...
Archived
How long does a Plaintiff have to prosecute a Complaint for money owed on a student loan?
Lynn's answer
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Answered on June 18, 2014
You have to request a hearing on your Motion To Dismiss or it will not be scheduled and heard. You speak to the Trial Court Administrator to...
Archived
I BOUGHT A CAR FROM A DEALERSHIP BEFORE A YEAR WAS UP ON THE CAR THE CAR TIMING JUMP THEY WILL NOT PICK THIS CAR UP.
Lynn's answer
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Answered on June 18, 2014
Mr. Ward is correct. I am sorry you are in this position where you cannot afford to repair the car or make the payments on it. Unless the car was...
Archived
Ive had my car for almost a year before it was totaled, and the finance company got the pay off. what about all my payments
Lynn's answer
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Answered on June 17, 2014
You can't recover the payments you made on the car, either from the person responsible for the accident or from your own car insurance company. You...