Mr. Ward is correct. You will not be able to settle a case that has a trial date in January 2015 on a payment plan with most lawsuits for debt. If...

Loan sold no contract available

No, you can't just make up your own terms. If you cannot find your copy of the loan agreement and the original was lost, the creditor has the terms...

What is the best option to settle cc debt out of court. Debt is now being handled by lawyer,s not cc company?

Unless you have a pile of savings laying around, the only "settlement" you can hope to get with a lawyer's office is monthly payments in full (not...

I had a cash advance in 2008 in Columbia, SC and they are just getting in contact with me this year.

Pull your free credit reports at www.annualcreditreport.com and see if the account is being reported at all. If the account is being reported, the...

After I win a small claims case, is a judgement docketed automatically or do I have to go to the clerk of court & pay for that?

The clerk takes care of everything and there is no additional cost. Remember, the losing party does have a right to appeal and the Judgment is not...

How long is the statute of limitations on a personal guaranteed loan in North Carolina?

You have to look at the loan documents. It generally says what state's law applies. The loan also could be a "contract under seal". The issue is...

Mr. Davis has given you some excellent and detailed advice. Here is something else to consider. You would need to have your own independent expert...

Debt collection agency IC Systems from St. Paul Minnesota. Not my debt.

Pull your free credit report from www.annualcreditreport.com and see if they are reporting it. If they are, send a dispute letter in writing to...

Can I settle out of court after receiving court scheduling notice for Discover Card credit card debt?

Financial hardship is not a legal defense. There will most likely be a Judgment entered against you on your court date. Boudreau has very specific...

I am paying 29% in interest for my car in nc is this too much

How old is the car? Unfortunately, if a car is 5 years or older, the North Carolina Retail Installment Sales Act allows a 29% interest rate. The...

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