My question is if I am in constant contact with them about my financial situation, can they issue a warrant for my arrest?

Probably not. Payday loans are illegal in North Carolina but the tribal and overseas lenders keep lending to North Carolina residents. Here is a...

Am I liable? Should I get representation and try to fight this?

Mr. Wells gave good advice, but I would add that you should file a written Answer to the lawsuit and not just rely on making a deal with the...

How do I deal with this situation?

This is a scam. Please report this to the NC Attorney general. Here is a helpful article from Atty General Roy Cooper and it shows you just how old...

What can I do

Your contract probably allows them to do this because if I understand correctly, you were three payments behind. The way to get things resolved is...

Administrative calendar is to inform the Court about the status of your case. If you are the Plaintiff and you do not show up for administrative...

How do I need to fill out various items on a Notce Of Rights To Have Exemptions Designated form?

Mr. Caldwell's advice is spot on. Two things I want to mention. First, The 20 days runs from the date you received the Notice - no the date on the...

So I am wondering does this apply to all debts like medical, child support, student loans?

This is probably their internal policy because they charged the debt off. It is not illegal per se for them to try and collect on an unpaid...

So my question is, is this 3 year rule the same for all debts such as medical, student loans, child support?

It is the telephone provider's right to require that you pay a deposit and can refuse to allow you to pay the old bill instead. If they did not...

I owe a bill that is in collections and on my credit. I want to pay it off.

If you "settle" the debt rather than pay it in full, your credit report will typically show "paid less than full balance" instead of "paid...

I wa serve three weeks ago with crimnal summons for worthless checks from 14 years ago is there a stature of limation on this it

Do you mean a civil summons? For a criminal case, you are not served with a summons. Please also state the amount of the checks, and where the...