I received a civil summons, what do I do?

You can get a 30 day extension of time to file an Answer just by asking for one. The Clerk of Court may have the form if you go to their office and...

What can I do to protect myself? What can I do to fix this? What can I do to change the charge off?

The only way to fix this with the mortgage company and the credit bureau is to settle or pay the charged off 2nd mortgage loan (the charged off...

Who pays for high bills from a broken water heater

Typically the utility company will work with you on this if you get them proof that there was an issue that was repaired. Ask your landlord to...

Mr. Ford did a great job explaining the procedure. I do want to clarify that a judgment is not a lien on a bank account, only on real estate. There...

How can I be liable for my wife's premarital student loan if I sign her payment agreement form?

Is this a Federal or private student loan? You are correct in that you should not sign anything. It is impossible to evaluate this without looking...

I am changing the topic to Divorce and Separation so that you get better responses. I suggest you ask the attorney who prepared your separation...

Is there a statue of limitation on a judgement in NJ?

It is my understanding that New Jersey judgments are enforceable for 20 years from the date of the judgment, but I am not licensed in New Jersey,...

Documentation for chapter 7

I am changing the topic to Bankruptcy so that you get more answers. Generally you do not have to provide proof to the Chapter 7 Trustee that you...

A repossession agent cannot "breach the peace" when taking possession of your car. If your gates are locked and you have "No Trespassing" signs on...

Unfortunately, since you have never had a written lease, the landlord only has to give seven days' notice before raising the rent. He also would...