Archived
What to expect next on a Motion to Claim Exempt Property on a old credit card judgment from over 5 years ago?
Lynn's answer
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Answered on April 14, 2017
1. Most creditors issue a writ of execution even when all property is exempt.
2. You can tell the Sheriff that you are not able to afford to pay....
Archived
Can an apartment complex put me out of my apartment for complaints from room mates and I'm still responsible to pay?
Lynn's answer
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Answered on April 13, 2017
The only way to answer this is by looking at the terms of your lease, which is impossible to do online. Consult a local landlord-tenant attorney...
Archived
What legal option do I have in order to get my name off a mortgage that my ex-wife and I share together.
Lynn's answer
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Answered on April 13, 2017
If she is in a Chapter 13 which was filed in 2013 and the Chapter 13 trustee is making the payments (this is how I understand the facts - please...
Can you get interest remove from a judgement if you are wanting to pay it off but can't get in contact with original person
Lynn's answer
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Answered on April 11, 2017
I agree with the advice you have been given. You can also hire a private investigator to locate the person who took the judgment so that you can...
Archived
After a initial judgment is filed with the court, how long does the creditor have to serve a Notice Of Right To Have Exemptions?
Lynn's answer
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Answered on April 11, 2017
A creditor is only required to serve a Notice of Right if they want to pursue post judgment enforcement against property. It is perfectly legal for...
Archived
Should I have atty write letter to break lease early w/o penalty (daughter/college student, husb. co-signor ? Cost?
Lynn's answer
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Answered on April 11, 2017
Ms. Oldham is correct but the real issue is sharing apartment with a random roommate your daughter did not know. Has she asked the random roommate...
Archived
Are bank accounts where husband and wife are signors subject to a judgment creditor (exempt or not) if judgment is on wife only?
Lynn's answer
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Answered on April 11, 2017
Yes, joint bank accounts are subject to levy by a judgment creditor. It is impossible to answer your questions about "how much" is protected...
Archived
I have a mortgage that was with BOA and now it is with Bayview Loan Services, BOA sold my mortgage to Bayview without me knowing
Lynn's answer
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Answered on April 11, 2017
Most likely, no. The lender generally has the right to choose mortgage servicers and most mortgages are assignable. I sympathize, my own mortgage...
Archived
What can I do about a fraudulent claim against me in small claims court?
Lynn's answer
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Answered on April 10, 2017
Definitely show up and defend. For that amount of money, it's worth trying to hire a lawyer. Bring copies of your own bank statements in case he...
Archived
Would a old Metlife Annuity from a old employer by exempt from credit card judgments not matter how much there is in it in NC?
Lynn's answer
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Answered on April 10, 2017
Regarding the MetLife annuity, it is hard to say exactly without reviewing the annuity policy itself. However, if it is a qualified retirement...