Archived
Can the auto finance company change my payment that was agreed on my loan by doubling my car payments?
Lynn's answer
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Answered on February 14, 2019
Did you purchase the vehicle recently and the dealer have to arrange for different financing (conditional sales contract)? Did you miss a payment?...
I have a title loan in South Carolina but live in North Carolina and I been paying on it for almost two years ?
Lynn's answer
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Answered on February 14, 2019
That's probably accurate. Get a copy of the loan agreement and the TILA disclosures and have an attorney review it if you want to make sure. South...
Archived
Can u go to jail for rims if u return them ?
Lynn's answer
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Answered on February 14, 2019
It is possible. I assume these rims were rented. It is a Class 3 misdemeanor for any person to fail to return rented property with intent to defeat...
Archived
How do I remove ex-wife from title/loan so I can refinance?
Lynn's answer
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Answered on February 14, 2019
Unfortunately, you will need her to actually sign a quitclaim deed and get it recorded at the Register of Deeds. I recommend you hire an attorney...
Archived
How can I protect my disability income from garnishment and levy from ambulatory surgery proceedings?
Lynn's answer
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Answered on February 14, 2019
Social Security Disability benefits are exempt from levy and execution. Your judgment creditor will have to issue a "Notice of Right to Claim...
Archived
Advice on where to go from here regarding repossession, bankruptcy - do I have enough time to file CH 7? Should I forget my car?
Lynn's answer
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Answered on February 14, 2019
Many, if not most, consumer bankruptcy attorneys offer free consultations. Sit down with one ASAP and he/she will explain all of your options. This...
What can I do if an attorney is paid a retainer fee but does not fulfill the terms of the agreement?
Lynn's answer
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Answered on February 13, 2019
If you have tried the NC State Bar Attorney-Client Assistance program and the Fee Dispute Resolution Program without success, your next step is to...
Archived
Where do I stand on this case and can I sure him for falsely sueing me?
Lynn's answer
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Answered on February 12, 2019
You are correct if you did poor work and you are not the one who signed the contract or has the license, it is the contractor who is responsible...
Archived
I was served with a civil summons from Discover for $3400. Can they garnish my wages if I live in NC?
Lynn's answer
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Answered on February 12, 2019
You must file a written Answer or get an extension of time to Answer no later than 30 days after you were served with a Summons and Complaint or...
I'm breaking lease with a high rise rental apartment in uptown Charlotte. They are asking me to pay 4 months rent?
Lynn's answer
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Answered on February 12, 2019
Unfortunately, it is enforceable. Your best option is to pay this in full. They do not have to "work with you" or do anything to reduce the amount....