I have a landlord trying to charge me to replace carpet where i lived 4 years and the carpet has been there 6 years prior to me?

You are not responsible for "ordinary wear and tear". We can't give you more specific information than that without seeing before and after photos...

Can I sue my landlord for not changing my water heater?

Mail or hand deliver a written request to the landlord descrubing the problem and asking them to fix it. You can sue for rent ababtement and get...

Can payday loan company garnish my wages?

Civil lawsuits are not served by telephone and service is not done by collection agencies. This sounds like a threat call which could possibly be a...

Can someone receiving only VA disability and retirement be forced to pay a judgement against them in civil or small claim court?

If you do not make the payments on time, your credit will be hegatively affected. You are legally obligated to make the entire payment, yourself,...

Can I keep an arbitration award (if any) from a case I filed back on Jan. 3, 2018?, When I just filed Chap 7 Feb 15, 2019?

Mr. Caldwell is correct. However, if you have your "wild card" exemption, you can use part or all of it to exempt any potential arbitration award....

What are my options if debt collector presenting themselves as Amex?

You should also check your free credit report at www.annualcreditreport.com and look at the collections section. See which collection agency...

The answer depends upon the agreement between you and your grandmother about the rent you pay her and how often you pay rent, and if you have a...

Will I have to move out of my apt. if I filed Chapter 7?

You can be evicted in North Carolina for failure to pay your rent that becomes due AFTER your Petition is filed. The automatic stay only prohibits...

How or where would I file suit ($1000) against an internet-based service company. ?

I think you would be safer filing in District Court. A foreign corporation can object to small claims jurisdiction under some circumstances. Better...

I am receiving an inheritance but am on Medicaid for healthcare. Can I do anything to accept without losing my benefit?

You can renounce your inheritance. Otherwise, I am afraid this counts as an asset. You need some specific advice, i.e. do you own a home already,...