Ong v. Fire Insurance Exchange
Apr 03, 2015OUTCOME: Reversed (coverage for homeowner)
Insured home was vacant and a transient moved in, using wood fire to keep warm. When his fire went out of control and destroyed the home Farmers denied coverage saying the unsafe fire was a form of va ... ndalism, which is excluded during periods of vacancy. The 2nd District reversed in a victory for California Consumers.
