My mortgage was never included in my chapter 13 plan. I pay it. Can I reaffirm my mortgage to show it on my credit as reaffirmed
Jeanne's answer
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Answered on February 12, 2021
A mortgage is not reaffirmed in a 13 because it is not required for the lien to remain in place. No creditor is required to report any...
I was wondering when do they count your six months of income to calculate for chapter 7 or 13?
Jeanne's answer
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Answered on February 11, 2021
The six months that are counted are the six months that ended before the month that you file. Filing in February, you use pay stubs for August -...
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Can my parents sue me while I’m in chapter 13 to sale the house we jointly own but they don’t reside in?
Jeanne's answer
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Answered on February 11, 2021
It's a little late for her to decide not to be tied to the house. You can hold title in multiple ways so any answer you get on this website cannot...
Can I use attorney for name of creditor and case number for account number. Filing ch7 myself
Jeanne's answer
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Answered on February 09, 2021
You really should hire an attorney. Bankruptcy i not simply filling out forms and paying the filing fee. I see a lot of people lose assets to a...
When filing chapter 7 bankruptcy are you required to give your entire tax refund check to the trustee?
Jeanne's answer
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Answered on February 09, 2021
That question depends on the exemptions you can claim in your state. Talk to an AZ bankruptcy attorney for a specific answer to that question.
How do you qualify for bankruptcy (the one you discharge unsecured debt)??
Jeanne's answer
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Answered on February 09, 2021
Very few people choose to file Chapter 7 if there is not some very compelling reason. An outsider looking from a distance may not know that...
What is judgment proof and how does it work?
Jeanne's answer
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Answered on February 06, 2021
It means that you have no assets that you are at risk of losing to a creditor that takes a judgment. One word of caution on a joint bank account-...
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I just found out that I have a default judgement against me. I was never served papers or given any notice. How can I handle it
Jeanne's answer
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Answered on January 30, 2021
You have 2 options - pay the judgment off or if you have other debts, file for bankruptcy. Neither is a quick solution. Judgments in VA are good...
Charged off vehicle
Jeanne's answer
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Answered on December 14, 2020
Maybe. They may have decided that the car is not worth the time and trouble to pick up the car. You didn't mention who the lender was.
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What can I do about a Hospital taking me to court for unpaid hospital bills?
Jeanne's answer
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Answered on November 19, 2020
If there are other debts, talking to a bankruptcy attorney may be a good first step.
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