What happens if I surrender my house to the bank? Will I have to pay the difference from what they sell the house for in auction
Jeanne's answer
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Answered on May 14, 2017
NO. Your personal liability on the debt is done away with in the Ch 7. They can foreclose on the house to attempt to satisfy the debt from the...
Archived
How can I go about filing bankruptcy myself?
Jeanne's answer
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Answered on May 11, 2017
While some people do opt to try to handle their own bankruptcy case to save a few dollars, those people risk losing assets (things they own) if...
Archived
Can I surrender my vehicle while currently paying on a chapter 13 payment plan?
Jeanne's answer
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Answered on April 18, 2017
Yes, but.... you need to speak with your attorney about the best way to do this in your court. The situation can be handled in several ways, but...
Have we gone through five years of Ch 13 misery to come out as bad off or worse than when we started?
Jeanne's answer
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Answered on April 18, 2017
Talk to your attorney immediately. Taxes are to be filed, but when they cannot be paid in full generally don't prevent a discharge. You can work...
Can a bankruptcy be reopened in state other than the state where the original action was discharged?
Jeanne's answer
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Answered on April 18, 2017
No. You must re-open in the original court as only that court has jurisdiction over the case now. If the case is re-opened, it might be possible...
How do I notify the court of a creditor's change of address?
Jeanne's answer
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Answered on April 18, 2017
Most courts will have a form they use for a change of address. Check the "forms" list on the court's website to be sure you are using the correct...
What to do about payroll deductions and bankruptcy?
Jeanne's answer
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Answered on April 18, 2017
You are a general unsecured creditor and need to stop the deduction immediately. You will likely hear nothing more from the court until a...
Archived
When can I file Chapter 7 bankruptcy again?
Jeanne's answer
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Answered on April 16, 2017
eight years and one day after your previous chapter 7 was filed.
Archived
So where is my money really going? They closed my account but I'm still making payments? are they tracking that I am making them
Jeanne's answer
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Answered on April 16, 2017
Your money is going to pay off the balance you owe on the car loan. When you filed bankruptcy, the lender had the ability to collect payments from...
Archived
How do I find out when this will end. my lawyer is not giving me a answer.
Jeanne's answer
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Answered on July 28, 2016
Call your Chapter 13 trustee and tell the trustee your attorney is not being responsive to you, A call by the Chapter 13 trustee to your attorney...
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