What are our options regarding a new NOD every year for the past 9 years?

It sounds like your lender has decided it does not want to own the property since they have not yet foreclosed. Living in a house without paying a...

I live in Nevada and filed a Chapter 13 bankruptcy I want to stop the bankruptcy if I do how long does it take to close?

Mr. Caldwell is correct. You do not have to wait to sell your home after you dismiss the Chapter 13. If you have an attorney helping with the 13,...

If the dismissal was without prejudice, there is no required waiting period. I do urge you to file the next case with an attorney as there are...

Yes, the stop payment can be put on the check. To protect your rights to recover the now unpaid amount, you may want to put a mechanic's lien on...

So my husband I took out a title loan on a vehicle back in 2015 and was unable to pay it back.

You are not likely to see any criminal action but the title loan company can sue you for unpaid amount of the loan. Tell them what happened with...

If your wife left an estate, her debts are payable from the assets in the estate. Don't cave in when debt collectors call you if there is no...

Can use a Homestead Deed in VA because of medical bills? I'm being taken to court over them.

The homestead exemption will not prevent the creditor from taking a judgment for the unpaid medical bills. If you are in the 3rd year of a CH 13,...

My husband and I are on Social Security Disability. our monthly income is$1643. we can't afford a lawyer. i am a senior citizen

You may qualify for assistance through Central VA Legal Aid in Charlottesville. (434) 296-8851 is their phone number. You indicated your income...

Today I received a warrant in debt for an outstanding credit card balance of $2938.14. Can I still make payments on this debt?

You can always try to make payment arrangements. Contact the attorney that filed the WID and ask to do so. They may or may not have authority to...

Please tell your attorney to delete the SNAP benefits from your current income on the Income Schedule in your bankruptcy. You can generally amend...