When To File A Virginia Homestead Deed
Apr 28, 2016
The Virginia homestead exemption is unique in that it can be used for personal property as well as real estate. To assert your homestead exemption you must file a timely homestead deed in the property...
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How to Remove, Eliminate or Strip a 2nd Mortgage Off a House - Part III
Apr 29, 2012
How to Remove, Eliminate or Strip a 2nd Mortgage Off a House - Part III
Options One- Settling the debt
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As explained in Part II of this guide, once a second mortgage is in default or behind on payme...
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How to Remove, Eliminate or Strip a 2nd Mortgage Off a House - Part II
Apr 29, 2012
How to Remove, Eliminate or Strip a 2nd Mortgage Off a House - Part II
Conditions Required-
Not all second mortgages will be eligible for removal. To be in a position to eliiminate or remove a second ...
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How to Remove, Eliminate or Strip a 2nd Mortgage Off a House - Part I
Apr 29, 2012
How to Remove, Eliminate or Strip a 2nd Mortgage Off a House - Part I:
What is a 2nd Mortgage?
A second mortgage or a second lien on real estate is a loan given either at the time of purchase or taken...
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Garnishment Hearings, Garnished Funds, and Bankruptcy in Virginia
Oct 26, 2011
If you received a garnishment summons then a judgment has already been entered and will appear on your credit. In Virginia, the court date on the garnishment summons is generally referred to as the "re...
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Considerations When Determining Whether To Keep An Upside-Down Property - Virginia
Oct 17, 2011
Many homeowners enterning bankruptcy are faced with the fact the the property values have dropped so significantly that not only do they not have equity in their property but the are "upside-down" on t...
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Can I Remove A Second Mortgage Lien If I Have Already Filed Chapter 7? - Virginia
Oct 17, 2011
A Chapter 7 bankruptcy will not strip a junior mortgage off of real property. Many individuals who have filed without the assistance of an attorney find out after the fact that they could have benefite...
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Lien-Stripping a Second or Third Mortgage in Bankruptcy - Virginia
Oct 17, 2011
A short guide on removing a junior lien through the bankruptcy process....
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Receive A Foreclosure Sale Date While Applying For A Loan Modification - What To Do? - Virginia
Oct 09, 2011
Very often I meet with clients who are in the process of negotiating a loan modification with their mortgage company when they receive notice that they are being foreclosed on or even have a foreclosur...
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Signs A Foreclosure Sale Date Exists - Virginia
Oct 09, 2011
This may seem like an unusual topic for a legal guide. "Don't you receive notice?" you might ask. "Doesn't the law require you to be served?'
Virginia is a non-judicial foreclosure state which means th...
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