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My attorney did not file a reacclaimation form in my bankruptcy and my car got repo'd. What is the next step I can make?
John's answer
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Answered on September 19, 2011
I think you mean a reaffirmation. Many courts will not allow you to reaffirm on a vehicle loan when you are not current on the payments. ...
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Archived
Does it matter what city I file my chapter 7 in, as long as its in the right district?
John's answer
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Answered on September 19, 2011
The Eastern District of California is broken down into three divisions, Fresno, Modesto and Sacramento. Division assignments are based on your...
Archived
How can i tell if i am being foreclose upon
John's answer
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Answered on September 19, 2011
You have to always be careful of cancellations. If it was told orally to you that it was cancelled, request it in writing. Proper notification...
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Foreclosure and Equity Line of Credit
John's answer
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Answered on September 19, 2011
No. There is no guarantee that the second mortgage will be forgiven. You may be able to settle the debt inexpensively. However, if this is not an...
Can I sell my business assets prior to filing a Chapter 7 personal bankruptcy?
John's answer
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Answered on September 18, 2011
You need to consult a bankruptcy attorney now. If the equipment is "leased", you don't technically own it. Liquidating is possible but as my...
Archived
Signed new lease 2 weeks after filing chapter 7.
John's answer
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Answered on September 18, 2011
This is a post-filing obligation. If the new lease was just a reaffirmation of an existing lease you may have an argument. However, if the term of...
Archived
If i have two vehicles during my Chapter 7 bankruptcy, am i able to keep one of them??????
John's answer
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Answered on September 18, 2011
Yes. You will be able to keep a vehicle assuming you can show the court that you can afford the vehicle payment. A reaffirmation is required to...
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When is it Over? Divorce Process
John's answer
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Answered on September 18, 2011
You attorney should be telling you what is next not you telling the attorney what is next. If you were not able to come to an agreement then the...
Archived
Medical
John's answer
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Answered on September 18, 2011
No.. Just because she has medical insurance does not mean the cost will fall to her nor that her insurance will cover the children. You did not...
Archived
When filling on Schedule F for chapter 7, what is the best way to list multiple creditors for the same account?
John's answer
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Answered on September 18, 2011
My personal pr eference is to list the original creditor first with the amount. The remaining creditors can have a description of either...
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