Tax Refund After Case Dismissed by Debtor

If the case is dismissed by virtue of the dismissal by the court the trustee no longer has authority to administer the estate. However, if the...

We are a chapter13 that we have not pay in over a year because of job loss case has not been discharge now we need to modificat

The letter is probably the authorization to communicate. If it is and the mortgage company has a standard for the authorization, have them e-mail...

Filing chapter 7 soon. Judgment creditor has levied my bank acct. Money on hold. Will I be able to get this back and unfreeze it

The answer is it depends on several things. 1) Whether you have properly been able to exempt the funds in your bankruptcy. 2) Where the funds are...

My husband and I are facing foreclosure on our home There are two questions I need answered

If you did not sign for the mortgage loan then the foreclosure will not be reported on your credit even if you are on the title. Since you are not...

I am getting a judgement filed on my 2nd mortgage does that mean I will never have credit again.

The filing of your Chapter 7 bankruptcy will eliminate your liability on the judgment and halt any garnishment, lien or levies. Your ability to...

I have had a lot of experience with PNC Mortgage. This company has been one of the most difficult in terms of loan modifications. There is...

Yes, your 401(k) is not part of the bankruptcy estate. You could have difficulty if your bankruptcy is dismissed an a refiling is required....

I filed a reaffirmation agreement for my mortgage, but now think I should not have done so. How do I rescind it?

Immediately contact your attorney to file a recission with the court and notify the creditor. If you made this first error because you were not...

Should i keep paying second mortage

If you want to keep your home and ultimately pay it off then you need to continue payments. You should have discussed this with your attorney. If...

In the state of Arizona, is it better to do a quitclaim deed back to bank, a short sale, or a foreclosure?

Mr. Seegmiller has given an excellent and comprehensive assessment in response to your question. You need to consult a CPA for a clear...