Archived
Can I be charged for attorney/ foreclosure fees if I haven't been notified or served? Except for these fees the account is paid
John's answer
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Answered on September 28, 2011
This does sound like a timeshare association that is trying to generate additional revenue in a bad economy. You have to first look at your...
Archived
BK/Loan mod - is this a reaffirmation of loan?
John's answer
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Answered on September 28, 2011
This is a little confusing. The same company that is considering a loan modification is telling you to come current? Are you sure the company is...
Archived
How can a home be sold if the forclosure isnt complete on it?
John's answer
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Answered on September 27, 2011
It is possible. However, this would be the first time I have heard about such a situation. Go to the land records in your city or county and have...
Archived
Is a Quiet Title the only solution to resolve this? (in PA)
John's answer
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Answered on September 27, 2011
You should be aware that your Chapter 7 did not eliminate the second mortgage's secured interest in the property. While the company may have gone...
Archived
About every six months chase trys to have a stay lifted and each time we fight it and win i am current on my payments
John's answer
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Answered on September 27, 2011
If you have repeatedly been about to prove you are current and the grounds for relief are baseless your attorney can address with the court. If...
Archived
I was discharged by a federal bankruptcy court Now the trustees attorney is requesting a 2004 examination Am I required to
John's answer
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Answered on September 27, 2011
Absolutely. While you have received your discharge, it can be revoked for many different reasons including non-cooperation with the Trustee. You...
Archived
Chapter 13 payment help
John's answer
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Answered on September 27, 2011
You need to contact your attorney. It seems unlikely that you could afford both this payment and your mortgage payment. Attorneys on this site...
Archived
I am interested in doing a deed in lieu or short sale of home, I am experiencing hardship and can prove it, tenant non-renewing.
John's answer
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Answered on September 27, 2011
A deed-in-lieu and a short sale are at the discretion of the mortgage lender. You need to discuss with your first mortgage lender whether either...
Archived
HOA is suing me. I claimed Chapter 7. Didn't know I had to pay. Now what?
John's answer
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Answered on September 27, 2011
You bankruptcy attorney should have advised you that the HOA fees that came due from the time of your bankruptcy filing until the time the house...
Archived
Have you heard of this before? Our 2nd mortgage was stripped in our ch 13 plan.
John's answer
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Answered on September 27, 2011
If you are currently in a Chapter 13 your 2nd lien is not technically stripped until the discharge. You do not receive the discharge until the end...
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