Are simple IRAS and 401KS subject to liquidation in chapter 7 or 13 bankruptcy in California?

IRAs are protected in both Chapter 7 and Chapter 13 even if your business fails.

BAC foreclosure vs shortsale

Unfortunately, you description of what transpired is not detailed enough to determine what recourse you may have against Bank of America. I think...

Can you file a chapter 13 after a discharge in 2004

Yes. Since you are getting close to being able to file a Chapter 7, you could also investigate whether you can wait until you qualify to refile...

You haven't given enough information to answer the question. The first issue is whether you will owe on the house that is going into foreclosure?...

We have problems with our mortgage. A while back, we got behind in our payments due to circumstances beyond our control. We

What a Chapter 13 does for a homeowner who is behind on their mortgage is to take the "arrears" (amount behind) and spread it out in a repayment...

Do I file for personal Ch 7 BK or close my business(LLC) first? And do I need to notify my creditors?

It is always a good practice to include all the corporate liability in your personal bankruptcy even if you have no actual personal liability for...

I filed a Chapter 13 in 2008 it was disharged in 2009. After ,discharge got a modification . Can I walk away from mortgage?

It is unusual for a Chapter 13 to complete in one year. Regardless, assuming a discharge in a bankruptcy and no reaffirmation were it a Chapter 7,...

Please help answer a question! When a bankruptcy case is over/ but the person lied on it and is now got a judgement against me

This comes up often you have two issues to be addressed. The first issue is you should write a letter to the trustee on the persons case including...

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After HOA forecloses on owner, who owes the mortgage? Can HOA evict the owner and rent to someone else?

If the Homeowners' Assocation is asking for rent is sounds like they acquired the property. If in fact the HOA is the owner it has the right to...

Bankruptcy & my Utlity bill

Mr. Markus is correct. They can require an additional security deposit. Chapter 7 Bankruptcy eliminate unsecured debt and halts collection...