Archived
My Doctor has a bill for 5000 00 insurance has denied several times, I am preparing to file chap 7, what happens if this claim
John's answer
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Answered on October 04, 2011
Include the claim in your bankruptcy and let the doctor work it out with the insurance company. Medical bills are dischargeable in a Chapter 7.
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Archived
I have some inherited bonds, my home needs repair which I will do prior to filing chapter 7, is there any action I can take now
John's answer
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Answered on October 04, 2011
Much of it depends on the amount of the bonds you inherited. You certainly could do some necessary repairs to your house. You could also send in...
Archived
How long do I need to wait to purchase a new home after a forcloser?
John's answer
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Answered on October 04, 2011
That is not really a legal question. It depends on your credit score and the lender's requirements. It also depends to some degree on the...
Archived
I am the executor of an estate. I have not distributed all assets. Are those assets at risk of seizure if I file Chapter 7?
John's answer
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Answered on October 04, 2011
Only assets you own are property of your bankruptcy estate. Your role as executor is just administrative and does not make you owner of the...
Archived
Should we file for banruptcy in md or west virginia, since we are relocating to MD next week?
John's answer
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Answered on October 04, 2011
It depends on how quickly you need to file. If you need to file in the next 90 days you will have to file in West Virginia. A little after that...
My attorney forgot to submit a reaffirmation and wants to charge me to reopen my bankruptcy, what are my options?
John's answer
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Answered on October 04, 2011
I believe it would be at best be irresponsible for an attorney to submit a reaffirmation for you at this point and possibly worse even malpractice....
Archived
Can I get out of the 2nd mortgage debt on a home I am surrendering and is now vacant in a Chapter 13?
John's answer
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Answered on October 04, 2011
The simple answer is "yes, you can get out of a second mortgage in a Chapter 13." You can't "exclude" it from the bankruptcy. And finally the...
Archived
Can a creditor that has a judicial lien challenge the dismissal of that debt by claiming fraud 4 yrs later during BK court?
John's answer
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Answered on October 04, 2011
The court is going to want to hear whether he claimed fraud in the original case that resulted in the judgment lien. It gets more complicated from...
Archived
LAWSUIT MONEY VS. BANKRUPTCY (FLORIDA)
John's answer
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Answered on October 03, 2011
You have an obligation to report it. If it was not exempt in your bankruptcy it may be taken by the trustee to be applied to your plan assuming...
Archived
Once notice of motion for relief from stay has been granted how long do i have before i have to move out?
John's answer
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Answered on October 03, 2011
Typically you have around 120 days. How close it will be to the estimate depends on several issues including how fast the mortgage company moves. ...
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