What do i need to do for a company that is calling me 12 times a day.

There are limitations place on collectors by the Fair Debt Collections Practices Act. However, these limitations have to be enforced by suing the...

In Virginia. received copy of bill of particulars from debt collection attorney today. they included 2 copies of statements

You don't dispute that you owe the debt in your question. Therefore, if you are strictly concerned with the possibility of procedurally getting...

Will my bad credit affect my girlfriends credit if we get married?

Your "bad credit" will not directly affect your girlfriend's credit score if you get married. However, if you also have "bad debt" which is still...

Can I get a Home Mortgage loan after foreclosure?

I disagree with my colleague. If you did not reaffirm on the loan then the mortgage company should not currently or ever in the future be...

To file an emerg. ch 13 without an attorney how many forms do you need

A Chapter 13 Reorganization is a very complicated process. The completion or success rate of attorney-assisted filings is only 30%. You can...

Will my Chapter 13 filing be listed in the newspaper in my county/state? Is it necessary to make debtors look like criminals?

In the Hampton Roads area the primary publication that lists bankruptcy filings if "Inside Business", a Virginian Pilot product. It is not widely...

If I want to get a private invester to refinance my mortgage at a lower rate.

Assuming you have found a private investor and been approved for a refinance at a lower rate, you just need to complete the refinance documents and...

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Do we have to pay rent on a foreclosed property?

I agree with Attorney Chen, your obligation to pay rent to the landlord exists regardless of the status of the loan on the property. Once the...

My landlords house is going up for forclosure sale 2/1/12 he didnt tell me, i found out on my own.

You have to refer to your lease document. If the lease requires no notice at it termination then his notification is not require. However, this is...

Is it legal for my mortgage company hold me responsible for a house they said they would foreclose on first Tues in Feb 2011?

Foreclosure is the legal process of forcibly transfer title via a sale. Until title to the property is transferred to another party it is still...