I am going to file bankruptcy chapter 7, and I have some dispute with IRS about taxes of 2008. I am unemployed and cannot afford

The answer or dischargeability of income taxes depends on several factors including a time factor. The time factor is that the taxes must be at...

55 year old with student loan debt.

Your situation by your own admission is short term. The threshold for discharging student loans is very high. Consult a bankrupcty attorney in...

I am going bankrupt in ny i have nothing in my name only credit card debt 90k

This will not affect her credit. She is not responsible for your debt contractually. However, you disclosure of household income is a requirement....

We are filing chap 7 in Florida, my husbands truck in his name only is worth 4200.00. Can we sell to my step father for full

The transaction is fine as long as you document the fair market value usiing Kelley Blue Book, NADA, or Edmunds. Also, disclose the transfer and...

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Are credit card bills secured debt,can this debt be discharged in chapter 7?

Credit card debt is unsecured debt. Some store cards have a purchase money security interest. The most common types of secured debt are...

Private investigator for private mortgage insurance

You can absolutely refuse. If they persist or serve you then consult an attorney.

If only my house is mortgaged and not the land. Does the mortgage company have to take the house off the property?

In 16 years I have never seen a lender repossess a mobile home. While they may be "mobile" they are not inexpensive to move and their resale value...

Will my ex lose the mortage on her home if I file Chapter 13 and do not reaffirm the mortgage? I was the primary mortgage holder

No. Your bankruptcy filing does not affect your former spouse's rights under the mortgage contract.

Need to convert from Ch 13 to Ch 7 I live in Virginia and am eligible can I use a different attorney?

I think your main question is why doesn't your attorney just convert the case, update the schedules, include your new debt and charge you the $1000...

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Freddie Mac FIrst Look Initiative

There are a multitude of advantages to purchasing a foreclosed or short sale home including tax advantages, below market value, future equity...