John Gerth Merna's Answers (699)

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I own two homes currently one is being rented and I'm living in the other.

John's answer | Answered on October 21, 2011

If the second mortgage is not paid from the foreclosure sale on your investment property you will have a deficiency balance due. How they can...

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Can I do anything to get an extention from a vacate noticed I received from the bank that now owns the house where i live

John's answer | Answered on October 21, 2011

What you can do depends on whether you owed or just rented the house prior to the foreclosure. If you were a tenant they by law you would have up...

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What happen if I moved to other state with all my debts in credit cards? Do I need to give them my new address or contact #?

John's answer | Answered on October 21, 2011

I agree with the other attorneys. Every states have a statute of limitation on the collection on debt. However, the statute of limitation on the...

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How do I protect my adopted daughters ssi benefits from our Chapter 13 trustee.

John's answer | Answered on October 21, 2011

I concur with Attorney Huber's analysis. While the SSI is not included in the Means Test it is generally included in "household income". Without...

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Can I dispute a foreclosure ? The primary holder of the mortgage refused to let me sell at the closing.

John's answer | Answered on October 20, 2011

Without a titled interest in the property you had no rights to assert. If you had an equitable interest you would have had to establish them...

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Can i get my security deposit back if my landlord went back to his country and the apartment went into foreclosure.

John's answer | Answered on October 20, 2011

I agree. You are probably out of luck. Even if the statute of limitations did not bar you because of the time that passed the likelihood of...

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What is the typical cost of filing a chapter 7? And what if you can't afford it?

John's answer | Answered on October 20, 2011

The costs of bankruptcy vary considerably from place to place and depend on how complicated a case is. In this part of Virginia they range on...

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I included a vehcile in chapter 7 bankrupcty. Its been dicharged for over 2 years. What are my opions on getting the title?

John's answer | Answered on October 20, 2011

This is not an usual situation. Over the years I have had this happen many times with my bankruptcy clients. The situation arises when either the...

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Bankruptcy Trustee Claims My Entire - Everything

John's answer | Answered on October 20, 2011

Your question appears to be incomplete. It ends with the U.S. Marshalls & FBI apparently getting involved in your case. You need to consult a...

Archived

I included a vehcile in chapter 7 bankrupcty. Its been dicharged for over 2 years. What are my opions on getting the title?

John's answer | Answered on October 20, 2011

This is not an usual situation. Over the years I have had this happen many times with my bankruptcy clients. The situation arises when either the...

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