Chapter 13 cramdown... Is it possible to cramdown and not have to pay off cram down during the 5 year repayment plan but extend

No. It is not possible to extend a Chapter 13 repayment plan beyond 5 years in the same plan. You would have to file a second Chapter 13. If you...

I am a NY state resident, how do I properly claim the exemption of my SSDI in my checking account from a current garnishment?

Social security payments are exempt under federal law. Generally, if the funds have not been commingled the bank will acknowledge the exemption...

What are the duties of the plaintiff after they win a judgment for credit card debt?

Generally, the list of exemptions will accompany the garnishment summons or notice. Exemptions generally apply to property that is "exempt" under...

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Estranged husband court ordered to keep house payments current, now the house is facing foreclosure. I can not afford a lawyer,

While you can pursue a contempt complaint as my colleague laid out for you, it will not halt the foreclosure or remove the negative impact on your...

Need to find a lawyer to help me out of foreclosure

To find a bankruptcy attorney go to www.nacba.org. This is the National Association of Consumer Bankruptcy Attorneys. I would speak to one right...

Can you help me with getting a extension on my foreclosure auction Date of Nov. 28th 2011 in Calif.?

Speak to a bankruptcy attorney about a Chapter 13 Reorganization. It will not only stop the sale but help you catch up on the amount in arrears.

What are my legal rights and how will a foreclosure vs a deed in lieu affect my credit score and owning a home in the future.

Seven years is the time period credit bureaus are able to retain negative reporting. How each one of the different options you listed will effect...

I had mobile home since 1998 in my name only, i remarried in may. the mobile home just foreclosed last month.

If the company is suing you for the balance on the loan then you need to object. However, if the lawsuit is for an eviction then it is required to...

How do I submit an offer to purchase directly to the bank that owns an REO without using an agent?

If you do a title search at the records department you will find the information on who owns the property. After that you will have to do a little...

Can your job allow for your wages to be over garnished?

It may be possible to recoup the funds from the creditor. Additionally, if you were to file a bankruptcy before the December 21st date you could...