Wht if I can't afford to pay in full?

A Chapter 13 repayment plan allows you to restructure and repay the arrears over a 60 month period. It does not insure you will not have to jail...

How do I know whether to pick contingent, liquidated or disputed on Sched F? I have only cc debt and stopped payments last month

Generally, it is "undisputed". If you have an issue with the debt such as a disagreement over the balance calculation then list it as "disputed".

You would check "undisputed". List the date of the hospital visit or doctor visit or the date the credit card was obtained. Finally, the debt...

Is there a min. payment to send to credit card co. to avoid collection co.

There is an urban legend that if you pay a creditor something they can not sue you. This is not true. If you default on the payment contract which...

A 2nd mortgage after a foreclosure still shows up on our credit report after 4 years. How do we get it cleared off?

You seem surprised that an unpaid debt continues to affect your credit. If the second mortgage was not paid at the foreclosure you are still...

My mortgage was charged off by chase

"Charge off" is merely an accounting or administrative term as far as credit reports are concerned. It does not have a fixed meaning. It can mean...

My rental is in foreclosure. Sale date was posted today for Dec. 12. I have tenants in the property. Can I collect rent?

The tenant is still obligated to pay rent. You are still obligated to pay utilities. You are still obligated to provide the amenities to the...

Is there anything I could or should do

Unfortunately, you don't provide enough information to adequately assess your options. I can not think of a reason as to why you would be barred...

Should I continue to pay rent, while the home i am rent is being foreclosed.

While the imminent foreclosure of your property is unfortunate and potentially a violation of your lease, it does not relieve you of your...

It has been 4 years since the Foreclosure can we still be responsible for payment on the 2nd mortgage?

My colleague is correct. Investigate what the statute of limitation is in your state. It should be getting near. If you are not sued prior to...