The short answer is that you may have claims against the title company, your old mortgage company, UPS, and the credit reporting companies. This is...

What is the process of forclosure

I agree with Mr. Hart and Mr. Boyer. The foreclosure process in Virginia moves quickly. Once the lender declares the loan payable in full, the...

Should I still worry from the second mortgage deficiency...

If the second mortgage note falls under Virginia's version of the Uniform Commercial Code ("UCC") for negotiable instruments (Va Code § 8.3A-101 et...

Can a property that has irs lien on it and mortgage be levied upon

This issue raises legal and practical questions: (1) Legally speaking, can the creditor take collection action against the property? (2)...

If my ex wife declares bankruptcy how would that effect the mortgage were both borrowers on even though I've been paying it alon

The note and deed of trust signed at closing should govern the effect of the co-borrower's bankruptcy on the loan status. In Virginia, many...

Question about wrongful foreclosure.

This is a complicated subject. In many circumstances, a good faith purchaser for value at a foreclosure sale is protected from a legal challenge to...