Questions answered by Michael Owen Wells

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How many credit counsling class do I take for chapter 7 bankrucpy

Michael's answer | Answered on October 04, 2014

One credit counseling course before filing, one debtor's education or financial management course after filing.

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Bankruptcy problem - filed Chapter 7 consumer case with adversary proceedings

Michael's answer | Answered on October 04, 2014

Am I to understand that you are not currently being represented by a lawyer? You are putting yourself at great risk by not having a competent...

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Can I keep my car if I file for Chapter 7 Bankruptcy?

Michael's answer | Answered on October 04, 2014

Yes! Reaffirming the car loan, redemption, and a "drive-by" reaffirmation are all options for you. If the vehicle is in good shape and you are not...

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I was in two accidents within two months of each other. In both, I was struck from behind. The first totaled my car. Need help

Michael's answer | Answered on October 03, 2014

Use the tool that Avvo provides to find some personal injury lawyers for your to interview. Your case needs someone who knows what they are doing...

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I was rear ended by a tractor trailer while stopped at a red light. Trucker was issued a ticket but the ticket was dismissed.

Michael's answer | Answered on October 03, 2014

Normally, the most that I would do in this situation would be to have the court reporter appear to take a transcript of the testimony at the...

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I was rear ended by a tractor trailer earlier this year. I obtained legal representation.

Michael's answer | Answered on October 03, 2014

I can't more more emphatic: listen to the other lawyers who have answered this questions and take your file to a new lawyer! Check him or her out...

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Which type of bankruptcy would be the best course of action, Chapter 7,11 or 13?

Michael's answer | Answered on October 03, 2014

Your situations is a bit complicated. We don't have nearly enough information to advise you properly. One thing that would argue against a Chapter...

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"I recently got in an accident on I-95, where traffic was completely stopped and a 18-wheeler hit me at full force from behind.

Michael's answer | Answered on September 15, 2014

You are going to have a claim for your lost property, such as your car and the replacement cost of the phone, but the big claims are going to be...

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I rent a house and it was ran into while my family and I were in the room where the car came in watching t.v. The driver doesn't

Michael's answer | Answered on September 15, 2014

Sources of coverage would be the owner's policy and, possibly, homeowner's coverage on the rental home you live in. Seek a qualified personal...

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Can I file a slow motion to pay in WA state district court if a judgment is already entered against me?

Michael's answer | Answered on September 10, 2014

Why not file for bankruptcy protection, under Chapter 7 or Chapter 13? Talk with a bankruptcy lawyer; that may be your best way to settle the debt.

Michael Owen Wells's Answers (139)

How many credit counsling class do I take for chapter 7 bankrucpy

Bankruptcy problem - filed Chapter 7 consumer case with adversary proceedings

Can I keep my car if I file for Chapter 7 Bankruptcy?

I was in two accidents within two months of each other. In both, I was struck from behind. The first totaled my car. Need help

I was rear ended by a tractor trailer while stopped at a red light. Trucker was issued a ticket but the ticket was dismissed.

I was rear ended by a tractor trailer earlier this year. I obtained legal representation.

Which type of bankruptcy would be the best course of action, Chapter 7,11 or 13?

"I recently got in an accident on I-95, where traffic was completely stopped and a 18-wheeler hit me at full force from behind.

I rent a house and it was ran into while my family and I were in the room where the car came in watching t.v. The driver doesn't

Can I file a slow motion to pay in WA state district court if a judgment is already entered against me?