Archived
Does a customer have rights if a company sends his bill directly to collection agency without sending him the bill at all?
Mitchell's answer
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Answered on May 09, 2012
There is no requirement to bill you first. Challenge the debt and make them prove liability (yours) and ownership (theirs). Do not assume anything....
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Archived
If I only made 170.00 how come they took 143.00 of that it left me 8.00 to take home. I only made 170.00 total.
Mitchell's answer
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Answered on May 09, 2012
At least one of these answers is wrong. The maximum for most garnishments (except child support, taxes, and spousal support) is 25% of your AFTER...
Archived
I have a possible warrant, for a bad check, what do i do?
Mitchell's answer
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Answered on May 09, 2012
If you issue a check with the intent to defraud, it is criminal (18.2-181). Unless you stopped payment or issued a check on a closed account, this...
Archived
If i pay a collection company off can others see that?
Mitchell's answer
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Answered on May 09, 2012
It depends on whether others have a right to pull your credit report. If not, you may have claims against them.
Basic economics says that if...
Archived
What do I do to stop collection agencies from trying to collect VERY old debt (12-20+ years)?
Mitchell's answer
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Answered on May 09, 2012
See a local lawyer and have the case evaluated for violations of the Fair Debt Collection Practices Act. If the debt was a consumer debt, you may...
Archived
My credit debt is now in legal suit, they will not work with me on a payment scale. They want $3500.00 to settle. I have no help
Mitchell's answer
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Answered on May 09, 2012
File an Answer and make them prove the amount. If they are not the original creditor, make them prove that you owe them any money at all. Make them...
Archived
Assets and debts
Mitchell's answer
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Answered on May 09, 2012
This sounds like an asset allocation in divorce. If so, it is in the wrong area.
Archived
I filed chapter 7 seven years ago and have been very good with my credit since then
Mitchell's answer
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Answered on May 09, 2012
The down side is it stays for up to 10 years after you file. The up side is that the impact lessens over time and you can always explain it away if...
Archived
Will i be liable for my partner's debt if we marry?
Mitchell's answer
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Answered on May 09, 2012
Out of state lawyers should never comment on matters specific to a state. Virginia is not a community property state. As Mr. Weed pointed out, the...
I have a speeding ticket. DO I have to go to court? 2nd question Would I have to pay court fees?
Mitchell's answer
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Answered on May 09, 2012
If the infraction is small enough and your record clean enough, you can get driving school and have nothing appear on your record (just remember to...
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