Archived
Is chapter 13 a good choice when not able to rent 2nd property own and short sale is not happening?
Mitchell's answer
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Answered on May 16, 2012
The length of the case depends on your income and your debts. You need to talk to a local bankruptcy attorney about your case. If you are trying to...
Archived
Can I be charged criminally for payday loans that are unpaid?
Mitchell's answer
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Answered on May 16, 2012
Unless they can prove that you borrowed the money without the intent to repay it, there are no grounds for criminal charges. Threatening criminal...
Archived
Credit card in church's name
Mitchell's answer
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Answered on May 16, 2012
Who was the borrower? If the pastor signed personally or even jointly, then the pastor is liable. If the church was the borrower or the pastor...
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Archived
Can i get arepo back filing chapter 13?
Mitchell's answer
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Answered on May 16, 2012
If you only had it for two years, then you will have to pay every penny you owe on it (though you can still change the interest rate). It is not...
Archived
Can the state of missouri garnish my SS when it is the only income I have and have no assets?
Mitchell's answer
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Answered on May 16, 2012
What is the debt for? IRS and other federal agencies can seize Social Security money, but other creditors cannot. Federal law protects it.
Archived
Do I have to pay $150 interest that was added to my balance on the final payment?
Mitchell's answer
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Answered on May 16, 2012
Your agreement is your contract. Oral contracts are bad because there are always questions about what the agreement really is. Getting something in...
Archived
Is a court order required to garnish wages in the state of Florida,
Mitchell's answer
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Answered on May 16, 2012
Judgments are required for garnishments for most debts. Were you sued? Is there a judgment against you? Are you the creditor?
Archived
Do I need to hire an attorney?
Mitchell's answer
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Answered on May 16, 2012
If you owe them money, then can demand payment. I have never seen a daycare provider with a minimum payment policy; it was always pay in full each...
Archived
I need to know if I can file a motion to Vacate in Maryland?
Mitchell's answer
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Answered on May 16, 2012
You can protect wages wherever they are, but you need to file for a hearing in the state court where the garnishment is pending. As for the debt,...
Archived
I am being threatened to be sent to collections for $29.95. I do not feel like I owe it. How do I dispute this claim
Mitchell's answer
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Answered on May 16, 2012
File a complaint with the Federal Trade Commission and your state Attorney General. Then, monitor your credit report and challenge anything they...
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