Archived
I filed a chapter 7 yr ago and added my Income property in it. I'm I still responsible for selling it ?.
Mitchell's answer
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Answered on May 22, 2012
A foreclosure will appear on your credit. A short sale may not. Provided that the debt was discharged and no reaffirmation agreement was filed, you...
Archived
Am i required to pay for something that someone else bought on a credit card?
Mitchell's answer
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Answered on May 22, 2012
Did you authorize them to purchase this on your behalf? Did you agree to pay for it?
There is more to the story here that needs to be filled out...
Archived
Chapter 7 bankruptcy discharge
Mitchell's answer
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Answered on May 22, 2012
There are a few places where 180 days shows up. Yo may be asking about when you receive an inheritance, life insurance or a property settlement. If...
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Archived
Where do I start the complaint process through a formal complaint to the employer or something else?
Mitchell's answer
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Answered on May 22, 2012
There are some huge ethical issues here. Contact the supervisor and, if necessary, the regulator.
Archived
Has there been any recent changes in chapter 7 bankruptcy laws?
Mitchell's answer
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Answered on May 22, 2012
It all depends on how much equity you have, how many mortgages and how much the house is worth. The bankruptcy law hasn't changed in this regard.
Archived
My Chapter 13 is due to be completed in July, 2012. Are there any considerations before borrowing from my 401 k afterwards?
Mitchell's answer
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Answered on May 22, 2012
If you lose your job, you will have a distribution that is taxed.
If you borrow, you may be prohibited from depositing any money into your 401K...
Archived
What do i do?
Mitchell's answer
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Answered on May 22, 2012
Respond to the complaint. Go to court and argue this. Make them prove it. Then, see a consumer law attorney for a possible suit against the debt...
Debt collector with Indian accent calling. What to do?
Mitchell's answer
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Answered on May 22, 2012
Police do not call about debts. This sounds like a debt collector. If you know who it is, there is a strong possibility for a lawsuit. What was the...
Archived
I have a loan that is due from last month. The company is calling from their personal cell phone and leaving multiple messages.
Mitchell's answer
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Answered on May 22, 2012
You need to see a consumer law attorney to see if there are state laws that cover this. Federal law for collections does not apply to original...
Archived
What do i do about a civil court case on me over loaned money, when I was making payments but was laid off over a year ago
Mitchell's answer
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Answered on May 22, 2012
Unless you have a written change to the agreement, the agreement stands. If you cannot pay, the other side will get a judgment. Collections actions...
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