I filed bankruptcy in June last year. At the time I reaffirmed my car. Now I found out I am having twins and I have a vw bug.

First, let me say congratulations. I have twins as well and know how hard it can be (and the need for a bigger vehicle). You will need an...

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Is my checking/savings account activity from before filing chapter 7 monitored after I file?

Usually, you can pay general living expenses (rent, food, car repairs, etc.) without much problem prior to filing. Do not pay anything to family...

Are trustees in chapter 7 filing able to find funds that maybe invested (if it is not listed by debtor in filing)?

Never lie to your attorney or to the trustee. Failure to disclose assets is a crime and can land you in jail, can lead to fines, can lead to a...

Should we sign the reaffirmation agreement on our car loans?

Ask your attorney if your state allows ipso facto clauses. Those clauses make bankruptcy a violation of the lending agreement and give the lender...

Did not reaffirm?

The 2005 amendments to the bankruptcy law do not require reaffirming mortgages and most attorneys counsel against doing so. Your obligation to pay...

I may have to file Ch 7 bankruptcy. I am the co-owner of my truck outright. Can they take that since I am only the co-owner?

If you have lived in Virginia continuously for the last two years, you can use Virginia exemptions in bankruptcy. Virginia allows you to protect...

Should I file my 2009 taxes now if I am due a refund before I file chapter 7 in the state of florida?

You were entitled to a refund as of December 31, 2009 regardless of when you file the return. Therefore, it would be an asset of your bankruptcy...

Can I make a contribution into a 401K plan prior to a bankruptcy to pay back early withdrawals I had taken when I was out of wor

Talk to an attorney before you do anything. You are talking about paying back yourself, which is what a 401K loan really is, prior to filing. This...

I filled for banruptcy in feb 2003 and discharge on may 2003, can I fill again this year? Since its been 7years

Everything is based on the date of filing and based on getting a discharge in that case: If your old case was a Chapter 7 and your new case is a...

I am filing for bankruptcy Chapter 7 I have the forms to fill out but the attorney cant help. where can I find help with forms?

Most states will not allow attorneys to advise on the petition without representing you in the entire case. The 2005 law made bankruptcy even more...