Archived
I am currently in a chapter 13 and have been for the past 3 years - I have moved during the the past 3 years and my old landlord
Mitchell's answer
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Answered on April 29, 2010
The automatic stay protects you. If the money was owed prior to filing, then you can file to have the judgment set aside and dismissed as involved...
Archived
Are any tax debts dischargeable after filing chapter 7?
Mitchell's answer
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Answered on April 28, 2010
The rule is 3-2-240. Any income taxes due within the three years prior to filing, on tax returns filed within 2 years of filing bankruptcy, or...
Archived
Chapter 7 and NOT reaffirming my loan.
Mitchell's answer
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Answered on April 28, 2010
If you did not reaffirm the mortgages, then they were discharged. There should not further "hits" to your credit report if you walk away. If you...
Archived
Rights after Ch 7 in regards to Home Mortgage
Mitchell's answer
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Answered on April 28, 2010
Unless you reaffirmed the debts, your personal liability was discharged. If you walk away, there will be no further liability. However, you will be...
Archived
Former tenant amended bankruptcy to add my judgement but the case was closed, not discharged? Can I still collect my judgement?
Mitchell's answer
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Answered on April 28, 2010
You left out one key fact - when did the debtor incur the debt upon which your judgment is based? If the answer is before he converted. then your...
Archived
What recourse would someone have if the debt limit for chapter 13 is exceeded? Can a married couple file separate chapter 13's?
Mitchell's answer
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Answered on April 28, 2010
Yes, you can file separately to bring yourselves below the debt caps for Chapter 13. However, check with an attorney to see if Chapter 7 is an...
Archived
In the state of Washington if a person (me) requests a web site to take down personal info..is the web site required to do so.
Mitchell's answer
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Answered on April 28, 2010
You should consult a Washington attorney to find out if you have state law privacy rights in any of the information. Generally, unless the...
Archived
How is a toal car loss included in a CH 13 BK w/ Lien handled?
Mitchell's answer
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Answered on April 28, 2010
I agree that you need to talk to your attorney. In this jurisdiction, if you incur more than $5,000 of debt, you need to file a Motion to Incur...
Archived
Filed chapter 7 and atty did not allow a reaffirmation. Will the bank allow me to refinance my Home Equity Loan???
Mitchell's answer
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Answered on April 28, 2010
You are not required to reaffirm liens on real property and no attorney I know will do that (unless maybe you were offered a great deal with a...
Archived
Any code to block a bankruptcy case to be re-opened after it has been closed for more than 1 year?
Mitchell's answer
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Answered on April 28, 2010
You did not mention whether this was a Chapter 13 or Chapter 7. Was it an asset case? If it was not an asset case, and it was a Chapter 7, then...
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