School giving me a hard time

You need to be able to prove that you are the parent/guardian (have custody) and that you are a resident in the jurisdiction. Usually a utility...

When you use a debit card, you are subject to the contract with the bank. Many banks will hold funds for deposits and for pending charges. These...

Can I try for debt settlement with my credit card company if I am already in pre-legal collections?

I agree with Mr. Alexander. Keep good notes, keep copies of all correspondence and dispute the debt. The debt collector needs to be able to show...

Taping the next party on my private phone

I would add that the location of the other party is important as well. I am aware of criminal charges being brought against parties from other...

Do I need to permission to post pictures to my photography website?

You asked two questions. One is about privacy. For that while I am not licensed in Texas, I would advise that you get the consent of every...

I plan to file a chapter 7, but am already being sued by a creditor.

Show up in court and dispute the debt if you cannot file in time to stop it. You have a defense to owing the debt. It is not yours. Regarding...

Must proceed from the sale of a primary residence, sold before filing be used only for a down payment on a new home?

This sounds more like a tax question. Profits of up to $250,000 per person or $500,000 per couple are not taxable. There is no need to buy another...

Chapt 7 Do the courts notify my creditors?

The court does, but you are responsible for providing a good address. Always use a bankruptcy or correspondence address. I agree that you should...

Chapter 7 Do one time payments like refunds & small ira distributions go on your monthly income forms/schedules/means test?

All income for the last six months goes on the means test. Only regularly occurring income goes on the Income statement (schedule I). Tax refunds...

How do I handle my chapter 7 filing fees?

I agree that filing in person is best. If your court requires electronic filing, then they can tell you at that point. The faster the case is...