Archived
I file Chapter 7 bankruptcy by myself about 3 weeks ago. But I still have a few questions. Will Lawyers help?
Mitchell's answer
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Answered on May 21, 2010
Most states do not allow attorneys to represent you in this way. Most attorneys will not step into the middle of a case filed pro se. I agree that...
Archived
Can they take my vehicle?
Mitchell's answer
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Answered on May 21, 2010
A creditor cannot just take your vehicle unless that creditor has a lien on it. If not, and there is equity in the vehicle that is not protected in...
Archived
Does my medical group have a right to bill me after accepting my co-pay without any further mention of additional fees?
Mitchell's answer
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Answered on May 21, 2010
Check the original authorization to treat you. Usually, those contain provisions that you agree to be responsible for the bill and that they will...
Archived
Creditor problems? This is rather complex any help will be greatly appreciated!!!
Mitchell's answer
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Answered on May 21, 2010
In the court where I practice, you would be fine. Once you filed the petition, the automatic stay arose and protected you from almost all actions....
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If I do a voluntary surrender with my vehicle,can they garnish my wages?
Mitchell's answer
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Answered on May 21, 2010
A surrender is called a voluntary repossession, but it is a repossession. Generally, the lender will sell the vehicle, notify you about the amount...
Archived
Have agreed over phone on payment arrangement with cc attorney, they mailed consent to judgement letter, should i sign it
Mitchell's answer
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Answered on May 21, 2010
Generally, when a creditor receives a judgment against you, there is a judgment rate of interest (unless there is a contract that says otherwise)....
Archived
My chapter 13 bankrupcty payments are almost complete,encountered problems. My attorney won't return my calls, what should I d
Mitchell's answer
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Answered on May 21, 2010
Practically, if the problem is the debtor education class, then take it. Some places charge as little as $24. If you already paid your attorney for...
Archived
Bankruptcy; unemployed; can't pay student loans
Mitchell's answer
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Answered on May 21, 2010
The student loans will most likely survive. However, even if the loans are not discharged, there are procedures and laws for getting an affordable...
Archived
Should my parents file chapter 13?
Mitchell's answer
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Answered on May 21, 2010
If they have no income, or at least no disposable income, then they will not be able to file for Chapter 13 bankruptcy. If the only thing they have...
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Archived
Can you get unsecured credit while in chapter 13 bankruptcy?
Mitchell's answer
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Answered on May 21, 2010
The answer depends on your local plan. In the Eastern District of Virginia, filers are only required to get court permission if the amount of the...
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