A debt/collection agency called my sister to get information about me..how to contact me etc.. she was mad they called her #

She has no claim for the Fair Debt Collection Practices Act because it is not her debt. If yours is consumer debt and the collection agency gives...

I owe alot of money for past due HOA fees in Lincoln, CA. Are they dischargeable in bankruptcy? I am trying to get a loan mod

However, in some states, like Virginia, the Association can file for a lien for unpaid assessments. If they do that before you file (and you are...

Being sued by collection agency, trial date has been set, but will be filing bankruptcy, should i appear in court?

File the petition. Notify the court and the collection agency. This must be done before the hearing date. If not, try to get a continuance....

Should i file chapter 7 or chapter 13 to relinquist my excise taxes in massachusetts

If the excise tax is similar to a sales and use tax, then it was held in trust for the government and is not dischargeable. Certain corporate taxes...

Payday loan

Did you pay the entire amount for the loan? If not, then you can be sued for the remainder. By making payment, you may have restarted the statute...

The answer is yes only if the divorce decree or property settlement agreement did not make you liable for the mortgage or part of it. You can...

I received a notice for Final Warning but this is the First Notice I have received from the JP.

The Fair Debt Collection Practices Act does not cover original creditors, though state law may. You would need to talk to a Texas attorney about...

Restitution

You need to provide more information. Is the government trying to subpoena records? Are they asking you about these accounts? Does you wife or...

The issue is the value of the vehicle and the payoffs on the date of filing. The difference is your equity. If you cannot protect that, then the...

Chapter 7 and surrendering home

One thing no one said is that you are responsible for local taxes, homeowners association dues and local compliance ordinances until the property...