Archived
Should I inform the judge, for the record, in a civil trial that I plan to file for bankruptcy?. Thank you.
Mitchell's answer
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Answered on June 05, 2010
It does nothing but potentially harm you. File first and then notify everyone. If you are worried about attachments or liens, then file quickly...
Archived
Should bad debt drop off report if i was sent a 1099-C?
Mitchell's answer
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Answered on June 05, 2010
The Fair Credit Reporting Act says that information should fall off your credit report after 10 years. Your credit report must be correct. If...
Archived
I am a co-borrower can I file a Chapter 13?
Mitchell's answer
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Answered on June 05, 2010
If the co-owner is on the loan and the deed, then the co-owner needs to file to take advantage of the lien strip.
[This communication is...
Archived
How can I find out if my chapter 7 bankruptcy is discharged?
Mitchell's answer
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Answered on June 05, 2010
If you filed bankruptcy before, call the court (be prepared with a social security number or case number) where you filed or look on PACER. PACER...
Archived
Getting a ticket dropped...
Mitchell's answer
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Answered on June 05, 2010
If you have a clean driving record and di not hurt anyone or any thing, you can usually ask for driving school to avoid a ticket.
[This...
Archived
MN- Collectors had emptied my joint bank account.
Mitchell's answer
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Answered on June 05, 2010
While I am not licensed in your state, I can tell you generally that so long as you can trace the funds in the account to one individual, you can...
Archived
Being sued twice for the same debt.
Mitchell's answer
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Answered on June 05, 2010
Once a creditor gets a judgment, there is no way to sue again for the same thing. Additional debts can be. Judgment creditors can sue to collect on...
Archived
Can i discharge fines from oregon unemployment overpayment
Mitchell's answer
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Answered on June 05, 2010
Unless they claim and prove fraud, there is nothing in Bankruptcy that exempts unemployment overpayments exempt from discharge.
[Mitchell...
Archived
Judgment
Mitchell's answer
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Answered on June 05, 2010
I cannot speak directly to New York, but I have never heard of a state where that could happen unless the creditor was for local taxes, child...
Archived
Two persons not married in a home loan do both have to file for BK to get rid of second mortgage?
Mitchell's answer
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Answered on June 05, 2010
Some jurisdictions do not allow lien strips in Chapter 7. If yours is one, then the lien will remain one person's share, even though it can be...
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