I need to file BK because i don't have money to pay an unsecured debt.

Chapter 7 will only buy you time. If you are behind, the creditor will usually seek relief and get it. Then foreclosure proceedings can begin. You...

Will i lose my home if i file chapter 7? Or will i lose my 2nd home if i file chapter 7?

Assuming you can file for Chapter 7, it depends on whether you are current when you file and whether you have any unprotected equity. Your state's...

Security service not giving title to vehicle

What do you mean by you are out of bankruptcy now? If you completed your plan and were discharged and you were paying the car through the plan,...

Technically, the property vested back in you at the confirmation hearing. Therefore, you do not need a Motion to Sell personal property. However,...

Bankruptcy: Is my spouse's income calculated in the "means testing?" All my debts are in my name only.

You must list all household income for the last 6 months. Double it and compare it to the median standard income in your part of the state. If your...

The bankruptcy code requires that you express your intentions with respect to all secured debt and leases, even if you have none. If there is none,...

Small Claims court/Wage garnishment

A judgment must be either taken in the state where you want to collect or taken in a state with jurisdiction and domesticated in the state where...

How can a plaintiff win a suit without properly serving you?

If you believe that you were not properly served, and you were not, then you can challenge the judgment and seek to have it overturned. Contact a...

I have been summoned to court for passed due medical bills, what do I do now?

If you do not show up, you will face a default judgment. If you have any defenses, including arguing that you already paid a portion of the debt,...

My neighbor's tree fell on my house and he wants to remove it but it's wrapped around the electrical wires of the house.

Unless the tree was weak and dying and everyone knew it, then it was an Act of nature and it is your responsibility to remove what is on your...