Minimum Payment for Medical Bills

There is no minimum required. That applies to credit cards, not medical bills. If you do not have a written agreement, then you are at the mercy of...

Can my bank repossess my car if I already sold it to a private party since I alway had the title?

If the lender never put a lien on the title, then it has no lien and you own the vehicle free and clear. The lender has no right to repossess the...

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Can a payday loan and credit card companies take me to court

Be careful about garnishment actions against bank accounts that contain your income from direct deposit. You may have grounds to dispute any...

I"ve been sued by a collections agency.

If you have been sued, the case is in court. If you have been taken to arbitration, the agreement on debt probably required it. I suggest that you...

Chase bank has turned account over to collects,do i need a lawyer

If you have a dispute, dispute the debt in writing. If not, consult an attorney about your options. Those options may include fighting the debt,...

Can an apartment rental company claim that you owe them money on your credit report when they didn't take you to court?

A creditor can report the debt on your credit report. If you are sued, the public record of that judgment usually gets added to the credit report....

Bankruptys

I have filed many bankruptcies for couples seeking divorce. If you qualify for Chapter 7, the bankruptcy discharge will remove a major source of...

If a collection agency puts dates after "collection as of" on a credit report r they saying money was collected on those dates?

What you are talking about is called reaging. It is possible that the collection agency is trying to restart the statute of limitations in this...

I won a judgement of $5000 plus 10% per annum. He has never paid. How do I find out where he lives in order to try and collect?

The credit report bureaus pick up judgments; they are public records. Judgments have an expiration for a length of time determined by state law (I...

Does a cease and desist letter nullify a settlement agreement?

The answer also depends on the dates. If the letter was drafted and sent before you reached the agreement, then it does not apply to the agreement....