Judgement and collections-reversing student loan payments

You can pay whomever you want if you owe them money. If you file bankruptcy, the Bankruptcy Code allows the trustee to reverse payments to certain...

If a person can't pay their mortgage, debts or utilities which is best bankruptcy or foreclosure? Is one worse then the other?

If the mortgage company does not get enough money from the foreclosure sale to satisfy all liens on the property, you can be sued for a deficiency....

I converted from 13 to ch 7. I didn't reaffirm my home. Will foreclosure be on my credit?

Without a reaffirmation agreement, the debt should show as discharged in bankruptcy. You are not required to reaffirm real estate. You should be...

Can a credit card company or its legal representatives gain access to your stocks and CD's upon legal judgement?

Unless these assets were funded by Social Security (and not anything else) or they are in a retirement account, they are subject to garnishment. Do...

Confused about law surrounding reaffirmation. I wanted to not reaffirm my car but just continue to pay for it.

It all depends on the contract and state law. If the contract states that bankruptcy is a violation of the contract and state law allows these...

First, when you signed the papers for the hospital, they most likely stated that the hospital was filing with your insurance company as a courtesy...

What happens to me if I don't pay a default judgment?

Who is being sued, you or the company? Is the company a corporation or LLC? If the company is being sued and the company is a corporation or LLC,...

Cosigned for a car before I filed bankruptcy and the borrower is no longer paying the leasing agreement.

If you leased the vehicle before you filed for bankruptcy, then the lease should have been listed. You were required to notify the leasing company...

I need to locate a BK attorney if I can discharge IRS assessments.

Actually, income taxes are dischargeable in bankruptcy. The rule is that the taxes must be for tax years older than the last 3, the returns must...

Do I need an attorney ?

What is the question? If your credit card subscriber agreement states that there is a renewal fee, then they can charge one. Your agreements should...