Bankrupsy of auto question

Send a written demand to the lender that either it must abandon the vehicle or repossess it. Cases have shown success with a charge of a discharge...

Chapter 13 and secod mortgage balloon note

You can rewrite the balloon as long as it can be paid off during the term of the plan. I have seen cases where a plan was confirmed that...

Can the IRS come after my Social Security Income if I apply for it after a Chp. 7 discharge of 2006 income tax debt?

If you filed the returns on time, 2007, 2008 and 2009 tax years are not dischargeable. The rule is taxes are not subject to discharge if the return...

I had a condo in california that foreclosed. I also have HELOC. Would a chapter 7 discharge the HELOC also? I now live in Md.

Once the property is foreclosed on, any remaining debt becomes unsecured and it is discharged in a Chapter 7. If you surrender the property, it is...

If the cause of action arose prior to filing, your failure to disclose it may prohibit you from prosecuting this case. Furthermore, if you were to...

My bank has restricted internet access to my accounts because of a discharge bankruptcy. Is that legal?

If this is credit union, they can also terminate your membership. If this is just a regular bank, some of them have been known to do this. They...

Can a landlord post an open notice of nonpayment on your door for other tenants see the balance owed.

I have never heard of this happening, but I know of no provision of the Landlord Tenant Act the prohibits this type of action. There is no general...

Active Duty stepfather

If your ex-husband is the father and he has not given up parental rights, then you have equal rights to your children absent a court order. You can...

My grandmother resides in nursing home and will not qualify for medicaid next month because she has property,

The issue with Medicaid is that you are only allowed to have so much in assets before qualifying. You are expected to spend down the rest before...

If you retitle the property, you are effectively selling your spouse a portion. If you use tenants by the entirety or joint tenants, you will own...