How can I get out of an adversary proceeding without hiring an attorney?

The trustee cannot find the debt nondischargeable. Only the judge can. It sounds like fraud, which is not dischargeable. He can argue it in court....

My car has been repossed and i recieved a letter stating how much i owe. Can they garnish my umemployment if its direct deposit?

Unemployment is protected in some states as payments under the Social Security Act. If your state does not protect it, it is still protected until...

What can I do to prevent a judgment against me for a personal guarantee on 2 former business credit lines?

If the new corporations took the assets of the old corporation, a suit may be possible. If the partners signed personal guarantees, they are still...

Retirement Accounts and Bankruptcy

You can contribute up to IRS guidelines. For IRAs that is $5,000 per year with additional amounts if you are older. Consult with a bankruptcy...

If I have a settlement in proscess with Zwicker?

Unless they waived the right to sue or you have a contract that you have not violated, then they can sue to preserve their rights. They cannot...

Debt collectors are calling and sending mail for family members who have never lived at our current address. How do we stop them

Ignore them. If they are harassing you, contact the local police. [This communication is intended as general information and not specific legal...

Received a set of questions court ordered to answer them one being my bank account number, what can i do?

First of all, if you want a free copy of your credit report, the number is 877-322-8228 (the free program established by federal law to get one...

I am being sued for 47000.00 debt from credit card can disabilty income be garnished and is wife liable for debt

Social Security Disability income and proceeds are not subject to garnishment. You should put that money in a separate account to ensure...

Question about settling credcards

Do not give account information without a written agreement. If the debt is settled and you are insolvent, there are ways to avoid tax liability on...

As long as you did not cosign the debt, then you are not responsible for his debt. Be careful, though, because joint assets may be garnished or...