How can I respond to a summons served regarding a credit card balance with me being on disability?

Is the disability social security? If so, it cannot be garnished if there is a judgment. If it is private disability, it can be. See if you get the...

Should you settle out of court with suing lawyers over unpaid debt?

Do not pay anyone to settle it. Try it yourself. If that is your only debt and you can settle it cheaply, then bankruptcy might not be right for...

In WA how will my husband's bankruptcy filling affect me if all the debt, including our house is in his name only

If there is no joint debt and no court order splitting the debt, then his bankruptcy will get him a discharge, not you. If you are an authorized...

I am have to go to court for a credit dept from 1996 and the last time they contacted me was 2004 can they still collect?

Tell the court how old the debt is and challenge it based on age (statute of limitations). As long as you did not make payments in the last 14...

Just wondering, what happens if lender sells property at auction when there is bankruptcy filed?

If the sale goes through, it is a stay violation and void. I suggest having an attorney file suit in that case. Make sure that all notices were...

How can someone take money from a one income family and garnish 25% of a 150.00 check?

Minimum wage has gone up over the years so the exemption has as well. Your income sounds too low. Contact the court about how to file an exemption...

Health and credit card debt

You can challenge it, settle it, wait it out, or file bankruptcy. Each has its pros and cons. [This communication is intended as general...

What rights does my husband have if being sued by credit card companies?

1. Generally the limit is 25% of after tax income or a multiple of minimum wage (30 or 40 times $7.25) depending on the state. Certain income is...

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Garnishment fees

If you are getting garnished, the creditor knows where you work and probably where you bank. The creditor can sue for attorney fees and costs,...

Is there a statute of limitations regarding college tuition debt?

They can wait, because there is no statute of limitations and many ways to collect on student loans. [This communication is intended as general...