In addition to the great advice given in the prior answer, I would suggest that you either take driving school to add good points to offset a...

Collection Agency continues to call even after I sent Cease letter

If you have the number they are calling from, Google it. You might find that they are located in India or some other foreign country. If so, there...

Can a bankruptcy hurt my chances for employment?

A recent case that addressed this issue found that the bankruptcy prohibits only public employers from discriminating in hiring based on...

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Chapter 7, can we NOT reaffirm on our home if our taxes and insurance are part of our monthly payment (escrow) and may go up?

Every answer is missing a key part. Your escrow for taxes and insurance has nothing to do with Bankruptcy. It is governed by the Real Estate...

I filed for bankruptcy in 2003 and was discharge in March of 2003, when can i file again for Chapter 7

What no one told you is that if you file for Chapter 13, you cannot later convert the case to Chapter 7. The filing date of the case would remain...

Estimated timeline for chapter13 bankruptcy with 2nd lien strip in CA

Some jurisdictions will not confirm the plan until the lien is stripped. Check with your California attorney about how the lien strip is done and...

Did a chapt 7 ,released 01/07/2010

You need to talk a Missouri attorney about foreclosure laws in that state. However, you are liable for post-petition taxes, homeowners association...

Can I include a 2005 State tax debt in my 2009 bankruptcy that has already been dismissed in 09?

If the case was dismissed, then you might be able to do something depending on why the case was dismissed and what the tax was for. If the case was...

Homes surrendered in bankruptcy. Will foreclosure affect my credit again?

The debt should be revealed as discharged in bankruptcy. Nothing more should be said about it on your credit report. The credit report must be...

I have a question about age of consent laws.

Virginia has multiple statutes that apply. Sodomy is prohibited in Virginia, however the U.S. Supreme Court has held that it is allowed for...