Generally, your disposable income is considered an asset of your bankruptcy estate necessary for the functioning of your bankruptcy plan. The...

Can a utility company collect past due payments without having sent bills to residence or sending notice of past due notice?

I have to agree with my colleague. Creditors are not typically required to provide bills before they can collect what is owed. If you agreed to the...

My elderly mom has diificulty keeping track of finances. will bankruptcy affect Medicare or other health benefit coverage?

Bankruptcy affects your credit and affects anything dependent upon your credit score. I am not aware of health insurance being affected, but car...

Can you send a debtor letters directly if they claim they are represented by atty 4 purpose of bk but not yet filed?

If you are referring to the Fair Debt Collection Practices Act, a debt collector cannot communicate in any way with a debtor known to be...

Can you be fired if you fired for filing BK.

Employers cannot discriminate against an employee merely because the employee files for bankruptcy protection even if the employer is a creditor....

Judgment from landlord for 2,300.00 and my Bank account in S.C.

In Virginia, the creditor would file a garnishment action and serve the bank to get the money. In your state, it may be called something else, but...

If someone files bankruptcy on an onwer financed note, can we get the property back or do they get to keep it

I suggest that you hire creditors counsel to advise you. If the judgment was recorded as a lien prior to filing, you may be considered a secured...

After filing bankruptcy, how long do I have to ammend my filing?

Amend immediately. You have a continuing duty to ensure that the schedules are correct. Amendments can affect the rest of your case depending on...

What happens in a Bankruptcy Case if a member of THE OFFICIAL UNSECURED CREDITORS' COMMITTEE breaches their fiduciary duty?

There is no Official unsecured creditors committee in Chapter 7. This case is likely a Chapter 11. Is this case one of debtor in possession OR has...

What can i do if a creditor garnish my acount for more then i owEnter your question here. e.g.,

Check with the bank. The bank would have received a garnishment summons that tells it how much to withhold. Look at that summons. At the time of...