Archived
Can I file a complaint for consumer racial profiling? I've noticed a pattern for the past years in No.Va. (I'm female Latina).
Mitchell's answer
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Answered on August 17, 2010
Were you injured? I do not see anything that would allow you to sue. Contact the lender, if that does not work, then contact the federal...
Archived
What can i do if i think iam a victim of a loan modification scam
Mitchell's answer
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Answered on August 17, 2010
Is the lender the one who was working on modification? Was it a third party that was not connected to the lender and not trying to collect on the...
Archived
If my home is in forclosure due to a hardship, such as a disability, and pendiag settlement, can a waiver apply?
Mitchell's answer
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Answered on August 17, 2010
A waiver of what? If you are behind and cannot catch up, absent an issue with the mortgage, nothing will stop a foreclosure.
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Archived
If my house foreclosed can I buy it back or get a new loan to buy it back?
Mitchell's answer
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Answered on August 17, 2010
If you had the money, the foreclosure would not have happened. As far as the loan modification goes, I have worked with clients in a number of...
Archived
Will the holder of my second mortgage come after me for the balance of the account when the first mortgage has been foreclosed?
Mitchell's answer
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Answered on August 17, 2010
The lender for the second can come after your husband only if there is deficiency. If you were not on the note, then you are not responsible for...
Archived
What is the forclosure process?
Mitchell's answer
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Answered on August 17, 2010
Foreclosures are governed by state law. There is a federal law that protects renters when the property is foreclosed one. There is another one that...
Archived
I have paid off a mortgage and cannot get or have not been able to get a deed to my home from the bank.
Mitchell's answer
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Answered on August 17, 2010
Contact a local attorney. The lender has a limited amount of time to release the lien. The deed was always yours and is recorded wherever land...
Archived
When you get a new mortgage loan due they go by the date of disharge or when the bank foreclosed?
Mitchell's answer
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Answered on August 17, 2010
The bankruptcy discharge got rid of your personal obligation only, but it did not get rid of the lien. Whether you pay or not, the loan will not be...
Archived
Who is responsible for HOA dues after foreclosure?
Mitchell's answer
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Answered on August 17, 2010
If the bank has not recorded the deed, then the HOA will come after you as the record owner. Provide documentation showing the transfer, because...
Archived
As a Bulletin Board Web Master what must I do to avoid Liability from Minors visiting and seeing or hearing adult content.
Mitchell's answer
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Answered on August 17, 2010
You might to put a log-in on your website and require registration. You can also put on your site a box that people must click agreeing that they...
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