Archived
If my home goes into foreclosure, can the lender attach my Retirement accout for any balance oweing after they sell the property
Mitchell's answer
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Answered on August 26, 2010
You don't say the type of account. If it is a 401K or similar, employer-provided account, then it is protected from creditors by the Employee...
Archived
Who do I pay HSBC or Wells Fargo
Mitchell's answer
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Answered on August 26, 2010
First thing is to send a Qualified Written Request to the loan servicer. Demand an accounting and the name of the note owner.
Second, if the...
How far back can an HOA charge a new owner for dues owed by an old owner?
Mitchell's answer
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Answered on August 26, 2010
Some states make HOA liens for dues senior to all other liens. If that is the case, then the lien remains and the HOA can enforce it or seek...
Archived
Can I have a foreclosure sale (home reverted to beneficiary "Fannie Mae" ) reversed.
Mitchell's answer
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Answered on August 26, 2010
Unless California law gives you another ground to reverse, you have none based on the HAMP modification taking time. Many lenders have one part of...
Archived
The bank sent a 3-day notice to quit- via a law firm- or face court proceedings and be liable for all court costs.
Mitchell's answer
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Answered on August 26, 2010
I'm not sure what you hope to gain. If you do not leave, you can see that the consequences are bad for you. It is time to move on and salvage...
Archived
I have an investment property in Kississmee and want to just walk away. Owe around 97,000 and is worth 56,000.
Mitchell's answer
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Answered on August 26, 2010
Large lenders have not typically pursued deficiencies. However, they can sell the debt and let someone else pursue it. Regardless, the lender can...
Is it illegal to take nude pictures of someone without their permission while they were sleeping or intoxicated?
Mitchell's answer
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Answered on August 26, 2010
This is a matter of state law and requires a review of California law (I am a Virginia attorney and cannot advise on California law). Having said...
Archived
How do I get student loans discharged in Bankruptcy?
Mitchell's answer
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Answered on August 26, 2010
If you do nothing, the debt will not be discharged. You must file an Adversary Proceeding and prove it. Have you tried making payments? Can you...
Can I inherit funds after Chapter 7 discharge?
Mitchell's answer
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Answered on August 26, 2010
The date that you became entitled to the money is the controlling factor, NOT the date you actually got the money or found out about it. You must...
Archived
Can i discharge a credit card judgement with attorneys fees in chapter 7?
Mitchell's answer
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Answered on August 26, 2010
Make sure that the debt is listed and the creditor is notified. Unless the creditor alleges and proves fraud or that the debt was incurred paying...
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