Archived
I own a house in NC, and fell behind in the mortgage due to long term unemployment. I now have a job.
Mitchell's answer
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Answered on September 25, 2010
Banks typically continue with foreclosure proceedings while working on modifications. I would advise you to contact counsel immediately first thing...
Archived
If a person files bankrupcy on a vacation (second) home can the bank come after the person's primary home?
Mitchell's answer
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Answered on September 25, 2010
If you file for bankruptcy, you must include everything that you own and everyone that you owe. If you have property beyond what your state's laws...
Archived
Myspace has published personal information about me that I did not authorize and had no knowledge of.
Mitchell's answer
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Answered on September 25, 2010
The Communications Decency Act protects MySpace from being treated as the publisher of the information. You have no claim against them. Follow...
Archived
I work from home and am wondering if my boss can record my calls without my knowledge
Mitchell's answer
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Answered on September 25, 2010
Who owns the phone and the phone line? If your employer owns it, it is an extension of your place of employment. If you own it and pay for it, you...
Archived
Is eavesdropping on a private phone line a criminal act?
Mitchell's answer
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Answered on September 25, 2010
I am not a Pennsylvania attorney. This advice is for general information purposes only.
It appears that Pennsylvania is an all-party state. This...
Can I claim copy right of the interior design projects I did before while working for a design firm that went bankrupt?
Mitchell's answer
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Answered on September 25, 2010
I have to agree with attorney Ward on the analysis of the copyright. If you did the work as an employee, the employer would own the copyrights...
Archived
Am I responsible for real estate taxes on a mortgage that was discharged in a chapter 7 bankruptcy that will be foreclosed on?
Mitchell's answer
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Answered on September 25, 2010
Normally, you are responsible for the taxes that come due after you file for bankruptcy. Some of the taxes that came due before you filed are...
Archived
Can your bank go in your business acct?
Mitchell's answer
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Answered on September 25, 2010
Who is responsible for the auto loan? Are you both on the loan? Is the business on the loan?
What is the business? Is it a sole proprietorship?...
Archived
How does an insurance claim affect a Chapter 7 filing?
Mitchell's answer
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Answered on September 25, 2010
If your claim is not resolved before you file, it will become an asset of our bankruptcy estate. The trustee will take over that claim and will be...
Archived
What happens with insurance premiums due when surrendering home in Chapter 7?
Mitchell's answer
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Answered on September 25, 2010
Without insurance, your property is not protected and neither are you. If your property is damaged or someone gets hurt on your property, you need...
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