How does annual or quarterly profit sharing income factor into monthly disposable income that may or may not go to creditors?

If you get it every year, then it goes into the analysis. If not but it was received within the last 6 months, put it in and then do a Lanning...

Payment

Pay by whichever method will ensure payment and whichever payment will cost less.

I charged airline tickets on my credit card, however I had to default the following month due to overwhelming credit card debt.

There is a difference between an inability to pay right now and the intent to not repay. One is fraud and the other is not. Also, if you make...

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Can you record conversations in someones home in nj

If you ask a question more than once, you risk missing responses.

Can you record conversations in someones home without consent in nj

Spying on a customer is just plain wrong. You are a guest invited for a limited purpose. You could be considered a trespasser if you do it.

Contact the case trustee and the U.S. Trustee. Provide whatever proof you have.

Short sale listing, HOA placed a lien of $3700 w/fees of $350+ accuring each month. Can HOA foreclose, kick owners out of house?

Someone needs to pay the HOA dues to clear that lien and then the new owners can get the house free and clear once the rest of the lienholders...

Is ch 13 when you need to make your mort paymts & then another paymnt on top of it to catch up with what you are behind?

If you cannot afford the regular mortgage payment, Chapter 13 will not help you. Try getting the loan modified. Otherwise, you need to consult with...

Have no idea what to do.

Dispute it if you can. If they get a judgment, do not give out any information on where you bank. If you have to move, do not tell them or the...

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How would i go about getting my security deposit back from a landlord that filed for bankruptcy in 2009?

If they own the property, then you need to file a claim with their bankruptcy case. If someone else owns it, then send a letter to the landlord...