Archived
After a dischage of bankrupcy that was over 2 years ago can a lender file a civil suit to get the funds returned
Mitchell's answer
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Answered on October 13, 2010
It depends on what the funds were for, whether they were discharged, and whether they were listed. Please give more information.
[This...
Archived
My ex-husband is filing Chapter7 bankruptcy. Can monies he owes me from a divorce agreement be discharged?
Mitchell's answer
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Answered on October 13, 2010
What you should do is file a complaint to determine whether the debt is dischargeable or not. It would appear to be exempt from Chapter 7 discharge...
Archived
Tenant not paying rent after filing bankruptcy chapter 7
Mitchell's answer
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Answered on October 13, 2010
Either you need relief from the stay or you can wait until discharge when the stay ends. Then you can file your UD. If you file it while the case...
Archived
What if I find out there is a lein on my home 9yrs after filing bankruptcy and the creditor was listed as debt?
Mitchell's answer
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Answered on October 13, 2010
You may be able to resolve this in a much simpler manner. If the information that you filed was not contested, then it is evidence of value and...
Archived
Can i file chapter 7
Mitchell's answer
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Answered on October 13, 2010
Have you filed a case in the last 8 years in which you received a Chapter 7 discharge?
Do you have money left over at the end of the month after...
Archived
Can he convert to a chapter 7?
Mitchell's answer
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Answered on October 13, 2010
The problem here is that it is his debt. Unless the lender can go after the ex-wife, the discharge would not affect her at all. Where is the...
Archived
I have 2 house but if i can afford only one morgage. so if i have to forclosure one house, then can i keep one
Mitchell's answer
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Answered on October 13, 2010
BUT ... if you have equity in the one that you will be keeping, you need to be able to protect that equity under state law. Check with an attorney...
Archived
Can I stop my lender from calling so much?
Mitchell's answer
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Answered on October 13, 2010
If you get a 1099, look at IRS Form 982 to determine whether you can escape taxation on that debt forgiveness. If the lender is not the one...
Archived
Foundation problems in my favor on foreclosure?
Mitchell's answer
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Answered on October 13, 2010
The need for repairs has little to do with whether the lender would modify the note (at least from my experience). My question is why would you...
Archived
Loan modification?
Mitchell's answer
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Answered on October 13, 2010
One part of the lender is proceeding with foreclosure while another is looking into loan modification. The problem is that they do not talk to each...
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