Does a mortgage company or bank have any legal rights to your property after an Chapter 7 bakkrupcy has been discharged ?

Not quite. The bankruptcy discharged your legal obligation to pay on the loan absent a reaffirmation agreement. The lien remains. If you do not pay...

Discharge does not remove the lien. You either need to file a Motion to Avoid the Lien (if it was involuntary) OR file an Adversary Proceeding in...

Can you lienstrip a 2nd Mort in Florida after Chapter 7 discharge?

Talk to a local attorney. There are options. First, there is a case in which attorneys are fighting for lien strips in Chapter 7. Unfortunately,...

Changing my mind about surrendering my investment property

I disagree, the only good reason I could see is to get the property out of your name quicker. The title change ends the responsibility for taxes,...

Can I change Attorneys in a bankruptcy

You can change attorneys any time you want. However, it is difficult to find an attorney willing to step in because of costs. As far as your...

DMI is one of many factors. You payment is driven by DMI (which as others said is a legal fiction), actual disposable income (based on the...

Getting name off of home loan after a divorce

You can't unless he refinances. Your divorce does not affect your obligation to the mortgage company. Your ex, however, may still have obligations...

80/20 Interest Only Loan. Co-borrower passed away. Home underwater. Owner wants to walk, looking for options.

If the second lender does not agree, no short sale can be completed. If you let it go into foreclosure, that will affect your credit and you may be...

We need to get out of a timeshare that we can no longer afford due to our financial situation changing. How can we do this?

Try to sell it back to the timeshare company or sell it someone else. If not, stop paying and you will lose it. However, like not paying any...

How long do I have to live in my house after I surrender it?

Trailer homes are typically personal property subject to repossession and not foreclosure. If that is the case, it can taken at any time. Talk to...