Do student loan payments count on the means test? I have a bunch coming due and I can only defer for so long.

Student loans do not count on the means test. In some places, they do not count as an expense either. They are general unsecured debt, but they are...

How to dismiss a forclosure after chap 7

Filing for bankruptcy protection under Chapter 7 will stop a foreclosure. It must stop immediately after filing and any action taken after the...

Generally, the trustee and creditors have 30 days following the conclusion of the hearing to object to any exemptions (property protections). You...

My Mother filed for bankruptucy in July. Although it was discharged in November, the trustee is making a claim on my property.

Where I am unclear here is what you own. If you are the one contemplating bankruptcy, the fraudulent transfer has no bearing. If your mother was...

I'm a personal gaurantor on my son's business loan? He's filing bankruptcy and has no assets. does it affect my 401k?

401K plans are protected by the Employee Retirement Income Security Act (ERISA). No one can touch those funds. Your insurance policy depends on...

Can you sue a creditor if they refuse to return wages garnished after chapter 7 filing?

If the check was from your employer or bank and made out to the creditor, then it was just being returned to you to take back to your bank or...

Chapter 7 and reaffiring my home loan- I would like to keep my home.

Your personal obligations to pay any mortgages were discharged. It is now too late to reaffirm even if you wanted to. If you do not have the money...

How can i remove myself as an authorized user on husbands accounts

His credit report should not reveal your bankruptcy. You are not liable as an authorized user. Therefore, the creditor is not a creditor of yours...

Disabled veteran with chapter 7 means test question. How does the exception work?

As Mr. Araujo said, the indebtedness had to occur while you were on active duty for the disabled veteran exemption to apply. Your wife will still...

How to get another car during bankruptcy.

There are companies out there like 722 Redemption that can help you finance a substitute vehicle if you are surrendering once in Chapter 7...