Chapter 13 ??

I have clients in Chapter 13 whose only source of income is SSI, but they needed the 13 to do something that cannot be done with a 7. If you have...

You may be able to argue that the severance is unpaid wages, but that argument depends on the nature of the payments and the laws of your state. If...

Bankruptcy - A client of mine filed chapt 13 with me as a creditor

You should be asking whether the debt is even dischargeable in a 7. If it is clearly not dischargeable, no AP is necessary. If it is not or you are...

Quit claim property and avoid foreclosure?

Not correct. If you quit claim the property, the property transfers with all liens on it. The liens are based on the mortgages which are in your...

Damages to property or personal injury related to drug or alcohol use are nondischargeable. [This communication is intended as general...

What will happen to us if we reaffirmed first and second morgage when we filed chapter 7 2 years

If you reaffirmed the mortgages, meaning that you signed a reaffirmation agreement, the lender signed it and the court agreed with it, then your...

About a year and 9 months ago I filed a chapter 13 bankrupsy. I plan to retire in a few months and my income will be reduced by

You face a problem if the change in income is voluntary. What you may be able to do is propose a plan modification to reduce payments or a...

If I marry someone who filed Chapter 7 seven years ago, will it impact my credit after our marriage?

It should not affect yours. The spouse's bankruptcy will just affect that person's own credit and may affect any joint credit that you try to get....

I live in Michigan, a bank hold has been placed on bank account by the state of TX, how can I fight this?

The problem that you will most likely face is that this was most likely done by law (as opposed to a garnishment summons). You need to contact the...

My renter is filing bankruptcy and is behind on rent. I gave them a 3 day eviction notice. Are they protected by bankruptcy?

It is easy to check if the person filed. Just look at PACER or contact the bankruptcy court to see if there has been a filing. If there has been,...